INSTRUCTIONS AND INFORMATION

1. This question paper consists of SIX questions.
   

   SECTION		MARKS	TIME(minutes)
   QUESTION 1:	Short questions (All topics)	40	20
   QUESTION 2:	The Consumer	20	20
   QUESTION 3:	Food and Nutrition	40	40
   QUESTION 4:	Clothing	20	20
   QUESTION 5:	Housing	40	40
   QUESTION 6:	Entrepreneurship	40	40
   TOTAL:		200	180

2. All questions are COMPULSORY.
3. Number the answers correctly according to the numbering system used in this question paper.
4. Start EACH section on a NEW page.
5. You may use a non-programmable calculator.
6. Write in blue or black ink only.
7. Pay attention to spelling and sentence construction.
8. Write neatly and legibly.

QUESTIONS

QUESTION 1: SHORT QUESTIONS
1.1 Various options are provided as possible answers to the following questions. Choose the answer and write only the letter (A‒D) next to the question numbers (1.1.1‒1.1.20) in the ANSWER BOOK, for example 1.1.21 D.
1.1.1 The calculation of this type of interest does not consider interest accrued from investment growth:

1. Compound interest
2. Fixed interest
3. Variable interest
4. Simple interest (1)

1.1.2 The Act that governs the interest rate charged by credit providers:

1. Financial Intelligence Act
2. Consumer Protection Act
3. National Credit Act
4. National Consumer Tribunal (1)

1.1.3 Food items that are zero-rated VAT in the system includes …

1. lentils, mealie rice, milk and cheese.
2. dried beans, fruit, cheese and eggs.
3. rice, samp, eggs and brown bread.
4. brown bread, milk, tuna and oil. (1)

1.1.4 Provisional tax will be paid:

1. On a monthly basis at the same time that income is earned
2. In two payments spread over the tax year
3. In a single large sum at the end of the tax year
4. Monthly by individuals earning above the tax threshold (1)

1.1.5 Which of the following will contribute to malnutrition in people suffering from HIV/Aids?

1. Consuming too much insoluble fibre
2. Drinking lots of clean and safe water
3. Eating six small meals per day
4. Consuming plenty of fruits and vegetables (1)

1.1.6 Thando has gastro-enteritis. The main complication will be …

1. kidney failure.
2. dehydration.
3. coughing.
4. liver damage. (1)

1.1.7 An advantage of eating low GI foods:

1. Blood vessels are constricted
2. Cholesterol levels are well maintained
3. Blood sugar levels are better maintained
4. The pancreas is over stimulated (1)

1.1.8 An advantage of genetically modified food:

1. No chemicals or pesticides are used
2. Waste materials ploughed back into the soil
3. The use of growth hormones and antibiotics
4. The crop yield is greater, so more people can be fed (1)

1.1.9 The following type of additives have a negative influence on the behaviour of some children:

1. Colourants
2. Emulsifiers
3. Gelling agents
4. Stabilisers (1)

1.1.10 This disease is not transferred by contaminated water:

1. Hepatitis A
2. Escherichia coli
3. Tuberculosis
4. Dysentery (1)

1.1.11 The standard fashion stays in for …

1. a season.
2. 2 to 3 years.
3. many seasons.
4. 5 to 6 years. (1)

1.1.12 The change in skirt length is an example of:

1. A trend
2. A silhouette
3. Mass fashion
4. Couture (1)

1.1.13 The factor that determines the loan amount a person qualifies for when applying for a home loan:

1. Location
2. Income level
3. Family size
4. Occupation (1)

1.1.14 If you decide to build a house, you need to make sure the builder you choose is registered with the ...

1. NHBRC.
2. SABC.
3. NCR.
4. SARS. (1)

1.1.15 … is a form of security for the repayment of a loan.

1. Collateral
2. Mortgage
3. Bond
4. Subsidy (1)

1.1.16 The criterion that must be considered when buying household appliances for consumers with diverse disabilities:

1. Available space
2. Universal design
3. Energy consumption
4. Environmental impact (1)

1.1.17 For a business to be sustainable the ...

1. total amount of money received is saved.
2. profit is maintained without exhausting available cash.
3. product must be fresh and available.
4. staff must be well trained and competent. (1)

1.1.18 A possible risk of overstocking:

1. Stock may become obsolete or damaged
2. The business’s reputation may be harmed
3. Production slows down
4. Large orders go missing (1)

1.1.19 An example of good customer relations:

Related Items

1. Attend to customer complaints later rather than sooner
2. Use the feedback to improve your service
3. Return customer calls when you are not busy
4. Ask the shop assistant to be friendly (1)

1.1.20 This aspect of a business ensures that products meet the prescribed standards:

1. Financial management
2. Stock control
3. Product specification
4. SWOT analysis (1)

[20]

1.2 Choose the nutritionally related foodborne disease from COLUMN B that matches the management in COLUMN A. Write only the letter (A‒F) next to the question numbers (1.2.1‒1.2.4) in the ANSWER BOOK, for example 1.2.5 G.

(4 x 1) (4)
1.3 Choose the explanation in COLUMN B that matches a term from COLUMN A. Write only the letter (A‒G) next to the question numbers (1.3.1‒1.3.5) in the ANSWER BOOK, for example 1.3.6 H.

(5 x 1) (5)
1.4 Choose the correct word/term in brackets. Write only the word/term next to the question numbers (1.4.1‒1.4.6) in the ANSWER BOOK.
1.4.1 A set of rules about the type of clothes a company expects employers to wear is referred to as the (dress code/code of conduct).
1.4.2 The (market group/target market) is a specific group of potential buyers that will purchase a product.
1.4.3 The (trade name/trademark’s act) can make the product easy to recognise and distinguish from competitor products.
1.4.4 The production of goods to satisfy the basic needs of consumers and to improve the quality of life without harming the environment is an adequate definition for (sustainable production/sustainable profitability).
1.4.5 Licences such as a driver’s and car licence are forms of (direct/indirect) tax.
1.4.6 (Corporate/Casual) clothing are garments designed to represent a company and are worn while at work. (6 x 1) (6)
1.5 Identify FIVE CORRECT statements from the list below which depict the types of insurance that are applicable to homeowners and their possessions in the home. Write only the letters (A–H) next to the question number (1.5) in the ANSWER BOOK.

1. This cover protects employees if they get injured while on a business property.
2. This policy protects one’s loved ones from suffering the burden of paying off a bond if the owner dies.
3. This cover can include structures such as a garage and a swimming pool.
4. This cover relieves loved ones from the emotional burden of looking for money for a burial.
5. This policy covers a building structure against damage caused by natural disasters.
6. This covers against any medical emergency such as an unexpected illness.
7. This covers loss of household goods like furniture and appliances against theft.
8. This policy can include permanent fixtures like baths and toilets from damage during a fire. (5 x 1) (5)

[40]

QUESTION 2: THE CONSUMER
2.1 Read the information below and answer the questions that follow. 

2.1.1 Write the acronym CPI in full. (1)
2.1.2 The lockdown has necessitated the monitoring of prices to be done on a weekly basis as a temporary measure. Explain how the monitoring of the basket is compiled. (1)
2.1.3 Discuss what is meant by the phrase, a basket of goods and services. (2)
2.1.4 Explain how the CPI is used as an indicator to measure inflation. (3)
2.2 Read the statement below and answer the questions that follow.

2.2.1 Name the institution that adjusts the repo rate. (1)
2.2.2 State how the lowering of the repo rate would have affected a consumer owing money on a credit card. (2)
2.3 Study the information on tax revenues in South Africa represented in the pie chart below and answer the questions that follow.

2.3.1 Identify the tax type that provides the greatest revenue. (1)
2.3.2 Name the tax type that the government did not receive any revenue from during the initial lockdown period. Discuss why this resulted in no revenue. (4)
2.4 Justify why it is each citizen’s moral obligation to pay taxes. (5)
[20]

QUESTION 3: FOOD AND NUTRITION
3.1 Study the table below of two health bars and answer the questions that follow.

3.1.1 List TWO groups of food-sensitive consumers who should avoid eating the Jungle energy bar. (DO NOT rewrite the allergens.) (2)
3.1.2 Identify from the nutritional content given, ONE regulation that has been followed by the prescribed format for labelling a food product. (1)
3.1.3 Name the health-related condition that a person may suffer from when they do not follow the advice to avoid a high sodium intake. (1)
3.1.4 Name the bar with the highest sodium content. (1)
3.2 Write a paragraph describing the health condition and causes of Type 1 diabetes. (5)
3.3 Differentiate between systolic blood pressure and diastolic blood pressure to explain blood pressure readings. (4)
3.4 Discuss THREE reasons why a petite 55-year-old woman would be more prone to developing osteoporosis. (3 x 2) (6)
3.5 Name TWO food borne diseases that are associated with a lack of personal hygiene. (2)
3.6 Read the information below and answer the questions that follow.

3.6.1 Name the term which relates to the underlined words in the quote below.
“The greatest impact of a disrupted climate will be on human food production and food availability.”   (1)
3.6.2 Refer to the paragraphs under the subheading: Plant-based on the rise.
Analyse how a person suffering from a heart condition and high cholesterol levels would reap the benefits of a predominantly plant- based diet in the dietary management of this disease. (5 x 2) (10)
3.6.3 Discuss the implications that drought would have on food production. (7)
[40]

QUESTION 4: CLOTHING
4.1 Study the pictures of the puffer jacket in different forms below and answer the questions that follow.

[Source: www. google images]
4.1.1 Describe the term contemporary fashion in picture A. (2)
4.1.2 Draw a sketch of the fashion cycle. Indicate on your drawing by means of an arrow, which phase the garment in picture A would be situated on the fashion cycle. Name the stage next to the arrow. (2)
4.1.3 Explain how the fashion styles represented in pictures B, C and D could influence a designer when designing a contemporary garment. (3 x 2) (6)
4.2 Study the picture below and answer the question that follow.

All items are black. (Jacket, skirt, gloves, handbag, shoes and stockings) The jacket centre zip and buckle on the belt and shoe heels is gold. White beaded flowers on each shoe.

[Source: Google images]
Discuss how this lady has worn her puffer jacket as part of her outfit, so that it is suitable for professional work wear. (3)
4.3 Read the information below and answer the questions that follow.

4.3.1 Identify from the text TWO different key areas that describe the word sustainability. (2)
4.3.2 Name the term that is given to companies whose products are manufactured by following ethical practices such as protecting people and the environment.
(1)
4.3.3 Explain how non-organic textiles are also considered to be sustainable pertaining to how crops are grown/produced. Give ONE example of a non-organic sustainable crop. (4)
[20]

QUESTION 5: HOUSING
5.1 Read the scenario below, study the table provided and answer the questions that follow.

pm – per month                      [Source: https://businesstech.co.za]
NOTE: Net rental return is the rental income less direct costs, such as levies, rates and taxes, insurance and the potential cost of maintenance.
5.1.1 State TWO reasons why Billy would choose property to buy as an option for investment. (2)
5.1.2 Give the name of the contract with which Billy has purchased the property. (1)
5.1.3 Discuss sectional title as a form of ownership. (6)
5.1.4 Explain the term transfer duty. (3)
5.1.5 Give ONE reason why no transfer duty is paid for PROPERTY A. (1)
5.1.6 List the financial responsibilities of a tenant. (2)
5.1.7 Using the information given in the scenario and table, select which property Billy should buy. Justify your answer with FOUR reasons. (5)
5.2 Explain how the bond repayments are affected when interest is calculated according to the variable rate. (4)
5.3 Describe the role of the Deeds Office when purchasing a house. (6)
5.4 Study the scenario below and answer the questions that follow.

5.4.1 Describe THREE issues that the Khumalo family must consider before purchasing a dishwasher. (3)
5.4.2 Discuss THREE of the aspects they should consider concerning the environmental impact when choosing a dishwasher. (3)
5.4.3 Identify FOUR consumer responsibilities that Mrs Khumalo did before making the purchase. (4)
[40]

QUESTION 6: ENTREPRENEURSHIP
6.1 Explain the terms best sale scenario and worst sale scenario. (6)
6.2 List FIVE ways how a business can use its time efficiently on the production line. (5)
6.3 Read the scenario below and answer the questions that follow.

6.3.1 Name THREE important requirements of packaging applicable to her bread. (3)
6.3.2 Calculate the selling price of one mini loaf of bread. Show ALL calculations. Round the answer off to the nearest rand. (6)
6.4 Read the interview below and answer the questions that follow.

6.4.1 Select a sentence from the interview that indicates that Mapholo’s naming of her brand was important to her for this business. (1)
6.4.2 Identify FOUR factors from the first two paragraphs that ensured that Mapholo’s business had the potential to become profitable. (4)
6.4.3 Identify the factor one has to consider in the choice of a suitable product for a business when Mapholo’s customers loved her merchandise at her first shop.
(1)
6.4.4 Give TWO advantages of Mapholo doing direct selling at the weekend market. (2)
6.4.5 Mapholo has employed staff. List FOUR reasons why it is beneficial to train staff. (4)
6.4.6 Mapholo is a successful entrepreneur.
Analyse the steps Mapholo took as she progressed from the start of her business until she employed full-time workers, that impacted positively on her business which resulted in a successful business. (8)

[40]
TOTAL: 200